The new State Pension
The new State Pension scheme is being introduced for people who reach State Pension age on or after 6 April 2016.
You’ll be able to claim the new State Pension if you’re:
- a man born on or after 6 April 1951
- a woman born on or after 6 April 1953
If you were born before these dates, you’ll get your State Pension under the current scheme instead.
Use the State Pension calculator to find out when you’ll reach State Pension age.
Get a State Pension statement for an estimate of your State Pension.
How much you’ll get under the new scheme
How much you’ll get when you reach State Pension age will depend on your National Insurance record. You’ll usually need at least 10 qualifying years on your National Insurance record to get any new State Pension.
The full new State Pension will be at least £151.25 a week. The exact amount will be set in autumn 2015. The amount you get can be higher or lower than the full new State Pension depending on your National Insurance record. It will only be higher if you have more than a certain amount of Additional State Pension under the current State Pension rules.
You’re married or in a civil partnership
The amount you’ll get will be based on your National Insurance record only, unless:
- you’re widowed and eligible to inherit some of your partner’s State Pension
- you’ve paid married women’s and widows’ reduced rate contributions and meet certain other conditions to get some more State Pension Check if this applies to you.
If you’ve contracted out
If part of your pension is contracted out this could affect your new State Pension.
You can watch a video about contracting out.
Find out more about planning your retirement income.
You can watch videos about the pension changes.